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6 Ways to Stay Stylish as Prices Rise • Budget Fashionista

You have heard the news: Inflation has recently reached its highest level since the 1980s. So we all pay more for food, gas, rent, utilities, and — gasping — clothes.

Clothing inflation hasn’t been a problem for all of Budget Fashionista’s history dating back to 2003. But here we are facing a new budget fashion challenge in 2022. You should also consider that you are buying less and less pennies as you are squeezing pennies out of your monthly budget to stay stylish.

In particular, January Inflation Report According to BLS, apparel prices rose 5.3% year-on-year. Overall, prices have risen 7.5%. The big move was in the energy category, but food and car prices also rose significantly.

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A 5% price increase on clothing is important to everyone. But it can be even more painful for us to buy prices, look for coupons, monitor sales, and strategically earn cash back. We’re already doing budget fashion — and now do we have to find more ways to save?

Women drink coffee while budgeting to explain clothing inflation.

Sadly, yes, we have to find more ways to save. Here are the six strategies I’m implementing. Add it to your comment or send a note to: cbrock@thebudgetfashionista.com..

1. Create (or modify) your budget

If you don’t have a budget, create one.As a starting point, see if you can make 50/30/20 budget jobs. Use paper, apps, or spreadsheets (whatever works) to calculate numbers.

If you have a budget, change it to reflect the new reality of Higher price.. You need to spend more on gas, food, clothing and other items.If there is no room for that, you need to double down Savings When Shopping hack..

2. Shop quality

Now is the time to buy quality items instead of the $ 5 tops that fall apart on your first wash. Sorry, Forever 21 and H & M. The $ 20 top lasts 6 times as long as the $ 5 top is a better deal.

To avoid spending as much money on high quality merchandise, you need to use all your budget shopping skills, but I believe you. Stick to the clearance collection and use the remaining four strategies to keep your budget.

3. Repeat rebates

If you play the card correctly, you will get 3 layers of rebates / savings for your clothing purchases.

  • Cash back from your credit card. There is no fee City double cash card This rebates 1% for purchases and 1% for payments. For this to work, you need to pay your balance every month.
  • Cash back from Rakuten or Coupert. Depending on the store, these rebates range from 1% to 8%.
  • Cash back from the store loyalty program. Loyalty programs that do not require a credit card can be rebated from 1% to 3%. Some store programs offer up to 10% refunds when you use your store’s credit card. Of course, these are only worth it if you use them. This is easiest if you want to limit your clothing purchases to a small number of stores. Therefore, you can “save” those credits for future use.

Suppose you want to buy a $ 100 outfit from Banana Republic. You can get a 2% refund from your credit card, 2% from Rakuten, and 1% from Banana Republic benefits. Save 5% with Banana Republic rewards. This is almost enough to offset inflation.

4. Skip part of the statement

A woman wearing an olive green twisted dress.

Solid Twist Dress-19 $ Plus Shipping Buy Bernie..

When money is tight, your cash available should only go to mixed and match clothing. Think of a single color and a neutral color. The basics of wearables that can be dressed up or down. A single top that can play a role in five different outfits (no one notices wearing the same shirt twice this week). Jeans that take you to work or play.

Statement seeds and conversation seeds are less price efficient because they cannot be worn often. That amazingly patterned dress that everyone notices and praises? Or are they patent rug boots that look very cool with a midi skirt? These works are too memorable to wear all the time.

Meanwhile, think of a silky baby blue T-shirt. If you wear that top under a blazer on Tuesday and jeans and a pendant necklace on Friday, no one will notice.

Take out? Invest in a versatile piece that you can rewear frequently. That way, you’ll need less clothing and ultimately spend less.

Rely on cheaper items like lip color, nail color, and neck scarf to add pop to your clothes.

5. Second-hand shop

When you get the urge to dive into some Retail therapy, Second-hand shop. Shopping used in place of new will save you more than enough to combat clothing inflation.

Close up of a woman shopping for clothes online on her smartphone.

If you are not good at shopping at thrift shops, try shopping online.Now I love the Thredup collection Sweater for less than $ 15.. I’m looking at a navy V-neck loft sweater that sells for $ 5. You can also find lots of cute spring and summer tops for prices ranging from $ 10 to $ 15.

Your best bet is to focus on brands other than designers that you know and trust. Where you get the most value for your shopping dollars. Of course, if you like labels, you can find them too — but the price tags are much higher.

6. Sell before buying

Selling second-hand clothes runs out of space in your closet, giving you more room on your budget. Sure, you’re not going to make a lot of money by selling old things. This is similar to the 1% rebate earned in the loyalty program. You will only receive funds after you have dressed.

As an example, I sent 4 dresses and 2 tops to Thredup. Those labels included Express, Loft, and Rock & Republic. That is, it is in the lower range. My total cash payment from those pieces was $ 15.91.

I sold clothes Posh mark When Thredup.. Poshmark’s income is more likely, but it’s more work. I like Thredup because I don’t have the time or motivation to sell my stuff at Poshmark.

With Thredup, we ship clothes and they do the rest. It’s easy. The big drawback is eternally.. You may wait a few months to hear about which items they have accepted in your shipment. (Failed products will be donated free of charge.)

Fighting rising clothing prices

Clothing inflation is here, but it doesn’t have to crush your style. Review your budget, focus your garment spending on the quality you wear often, and handle those rebates. Make habits out of those habits, and you will manage as chic as ever throughout this inflation cycle.

What do you think?

Written by Fem Society

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